$10,000 in 3.5 months. I was unfortunate enough to have an event towards the end of the year that required hospitalization. Reached max out of pocket for that year and the doctors recommended heart testing/monitor which fell into the next calendar year where my deductible reset. Implantable heart monitor caused me to hit the max out of pocket for the second calendar year.
As a Canadian, I can hardly comprehend the question.
Multiple times and for multiple channels - drugs (thank god for Mark Cuban's real solutions)
Imaging that was canceled because insurance failed to authorize the required contrast-based imaging to rule out the actual damage
Clinical visit billed at exorbitantly high rates of a Level 4 even though the clinician barely spent 5 minutes with me and provided only the most cursory of exams
Lab test that was not covered and insurance refused to cover based on a clinician who never spent a nano second with me, or knew anything about me or my case and despite the test showing a deficiency that required treatment