How would you prefer to allocate a $10,000 benefit from the seller of a home you are buying?

$10,000 off closing costs (up-front cash savings) 48% (121 votes)

$10,000 reduction to the purchase price 28% (70 votes)

$10,000 in points to permanently lower your interest rate (“lose” benefit if you sell or refi) 14% (34 votes)

$10,000 off interest payments spread over two years (2-1 Buydown) 10% (25 votes)

Give others the chance to vote.