I was partially pulled in by Steve's opening because I like this sort of story (or what it appears to be, anyway). But I had to vote 'No' because of opening with too much dialogue and not enough story/scene setting. Throwing me straight into detail-laced dialogue doesn't make me want to listen to what the characters are saying. I'd rather get a quick feel for the story from a couple sentences of narrative than from people speaking and me trying to parse the story together from that.
I agree with switching the chapters. Starting with the bank scene would create initial interest.