How should Stephonee save the $194/month from her car payment after the car is paid off? (Poll Closed) (poll 9371528)

How should Stephonee save the $194/month from her car payment after the car is paid off? (Poll Closed)

Extra payments to student loans (4% return) 37% (11 votes)
Buy a pony - it's like a second car! 17% (5 votes)
Savings account for the next reliable, late-model used car to be bought down the road (1% return) 13% (4 votes)
Increase retirement account contributions (~7-8% return) 13% (4 votes)
Extra payments to furniture credit card (0% return) 10% (3 votes)
Say "Bye, Felicia" to Verizon Wireless before November end-of-contract and buy a Republic Wireless phone 7% (2 votes)
Invest in new Lending Club P2P loans (~7-8% return) 3% (1 vote)
Start contributing to an HSA (Health Savings Account) again (~4% return plus tax benefits) 0% (0 votes)

Total Votes: 30

See this poll on: https://poll.fm/9371528/embed