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I have Android Pay installed, but can't use it as my card is not supported... Sigh... One day. Currently just use Android Pay for my rewards cards, so at least it's a step in the right direction.
@Cameron: Do what I did and tell your bank you want Android Phone by changing to a bank that gives it to you. Closet all of your accounts and go somewhere else with your business.
I find Android Pay easier to use, but Samsung Pay has rewards and the benefit of MST.
Have to use RBC wallet...wish it was android pay instead