How would you prefer to allocate a $10,000 benefit from the seller of a home you are buying? (poll 11237241)

How would you prefer to allocate a $10,000 benefit from the seller of a home you are buying?

$10,000 off interest payments spread over two years (2-1 Buydown)

$10,000 in points to permanently lower your interest rate (“lose” benefit if you sell or refi)

$10,000 off closing costs (up-front cash savings)

$10,000 reduction to the purchase price

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